aquamed Dive Card - Honest Review & Test 2024

First Impression

aquaMed offers great coverage for an incredible price with their standard plan called dive card basic.

All types of diving accidents are covered, as well as the full cost of any hyperbaric oxygen chamber treatments.

The dive card basic can be used by recreational, as well as technical and cave divers. Even solo diving is covered.

What sets this one apart from others, however, is that all “medically reasonable treatments” are covered without limit instead of just necessary ones.

This gives doctors or chiro practitioners more freedom of choosing optimal treatments.

Note that the dive card basic is not a dive insurance per se but a full medical service for divers.

This means that they offer a line of benefits to their customers besides diving accident insurance.

Included in the plan are travel insurance for up to 56 days per trip which is great for long vacations or doing a compact Divemaster course abroad.

Additionally, a year-round diving liability insurance is included which is important for diving in certain areas along the Mediterranean coast.

Of course, everyone cares about price first and it must be said that for only 49€/year the aquamed dive card basic is a bargain for what you get.

Dive instructors, Dive Masters, and other diving professionals can get the aquamed dive card professional which also includes a dive instructor liability insurance.

For 149€/year this is still significantly cheaper than other options on our list.

There is also dive insurance for families, the aquamed dive card family if your partner and children are also into scuba diving.

For 109€/year it covers up to 2 parents and 2 children under 21 living in one household and is a steal for a family of divers. Additional children may be added for an extra 15€/year, too.

The biggest downside to the aquamed dive insurance is that it is only available if you have an EU address.

I spoke to aquamed representatives on several occasions and they confirmed they are not planning on offering their services to other areas such as North America any time in the foreseeable future.

Another issue is that their maximum allowed diving depth is a little vague.

By default, there is no maximum depth and instead, aquamed requires that you stay within “recommendations of internationally accepted organizations for recreational diving“.

Striving too far off these limits may be considered gross negligence which is not covered by the policy. With an Open Water Diver certificate from i.a.c., the limit would be 20 meters (65 feet), whereas PADI sets 18 meters (60 feet) as the guideline.

However, when we get into deep diving down to the maximum recreational diving depth, things start to look very different.

Most training organizations have adopted 40 meters (130 feet) as the maximum depth, whereas a CMAS 3* diver is even allowed to dive down to 66 meters (216ft).

If you are a vacation diver who goes on guided dives mostly, this will most likely never affect you (as nobody else, as well, really) but if you enjoy deep diving, make sure you are aware of the limits set by your training agency and adhere to country-specific laws and regulations.

I recommend aquamed for everyone living in Europe or the European Union, as they arguably offer the best coverage for the money.

I have used it myself and have only had good experiences with them.

The dive card basic costs 49€ per year and their diving insurance –which covers all diving-related issues and hyperbaric oxygen chamber treatments- comes with travel insurance, as well.

All in all, the dive card is among the best dive insurance out there.